Skip to content
Back to the Library

Fathr Money · guide · 9 min read

Teaching Kids About Money by Age

From coins in a jar to interest rates — what to introduce and when.

Written by
The Fathr Editorial Team
Last updated
Updated Aug 2, 2026
Review status
Not yet reviewed by an external professional

4–6: money is real and finite

Cash, a jar, and the experience of spending it once.

7–9: earn, save, spend, give

Four categories, small amounts, and their own decisions — including bad ones.

10–12: a budget and a bank account

Introduce a monthly amount that has to cover specific things.

13–15: work and trade-offs

Earning changes the relationship with money faster than any explanation.

16–18: credit, tax and independence

Payslips, interest, subscriptions and how debt compounds.

Education, not advice

Fathr Money is general financial education. For decisions about your own circumstances, speak to a qualified financial professional.

Ask Fathr about this

Get a practical answer for your own situation.