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Fathr Money · guide · 7 min read

Life Insurance and Wills: The Two-Hour Version

Two unglamorous tasks that protect a family more than almost anything else.

Written by
The Fathr Editorial Team
Last updated
Updated Jul 31, 2026
Review status
Not yet reviewed by an external professional

Cover the gap, not a round number

Debts, remaining mortgage, and the cost of raising your children to independence, minus what already exists.

Write the will and tell someone where it is

A will nobody can find is not much use. Note guardianship explicitly if you have children.

Education, not advice

Insurance and estate planning are personal. Use a qualified professional for decisions.

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