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Fathr Money · guide · 7 min read

Life Insurance and Wills: The Two-Hour Version

Two unglamorous tasks that protect a family more than almost anything else.

Written by
The Fathr Editorial Team
Last updated
Updated Jul 31, 2026
Review status
Not yet reviewed by an external professional
A father and his young son sharing breakfast on the back-garden steps

Cover the gap, not a round number

Debts, remaining mortgage, and the cost of raising your children to independence, minus what already exists.

Write the will and tell someone where it is

A will nobody can find is not much use. Note guardianship explicitly if you have children.

Education, not advice

Insurance and estate planning are personal. Use a qualified professional for decisions.

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